Health insurance policy is one of the best ways for extensive health care security for each individual and his family. Today, there are different kinds of medical coverage plans with a lot of benefits. Choosing the right health plan from the available lot might seem daunting. To help you to understand health plans better, here is the list of types of health plans in India.
Individual Health Insurance
You can purchase this healthcare plan to cover you, your spouse, your parents, and your children. Such a policy covers your clinical costs for injuries and sicknesses related to hospitalization, room payment, surgery charges, and more.
Family Floater Insurance Plan
This sort of medical coverage plan covers the whole family. It is like an individual policy; besides that, the total insured here is generally higher and is divided among the members of the family. One of the main preferences of such an aarogya care solution is that you need not oversee various policies. Additionally, such policies are better than purchasing an individual policy for every member.
Senior Citizen Health Insurance
Generally, old age is the time when one starts experiencing health issues that call for costly treatments. To meet such high cost, insurance agencies have planned special aarogya care plans for senior citizens. Senior citizens in the age group of 65 or above can benefit from this plan. For the most part, the expense is higher on account of senior citizen medical coverage plans when compared to the other policies available.
Group Health Insurance
Group health insurance plans are gaining popularity among the large or medium scale ventures offered by the businesses. This healthcare plan is useful in holding the ability inside an association. With a health insurance plan, the businesses cover their employees for a financial emergency with prudence.
Critical Illness Insurance
This policy covers life-threatening diseases, for example, cancer, paralysis, stroke etc. The expense of treatment for such conditions is very high and it might require numerous hospital visits over a long haul. The total number of illnesses that is covered is determined at the time of policy purchase.
Maternity Insurance plans
These are explicit healthcare plans for women. Such plans include pre-natal and post-natal costs alongside the delivery and ambulance cost. A child cover is additionally given wherein the healthcare costs related to the new-born baby are covered for a specific duration.
Each individual has different medical requirements. So, it is important to choose the right health insurance plan accordingly or download the Bajaj Arogya Care app for consultation after considering all medical necessities.
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